vCIO & Fractional CTO

Fortune-500 IT Leadership. SMB Price Tag.

Strategic technology direction for Dallas–Fort Worth businesses that need CIO-level thinking without a CIO-level salary. Roadmaps, budgets, vendor management, and board-ready reporting — delivered by someone who actually ran IT at global banks.

25+ yearsTechnology leadership
4 continentsNY, Tokyo, Sydney, Hong Kong
Lehman & NomuraGlobal bank pedigree
DFW-basedLocal, in the room
The real problem

Great Ops, No Strategy. You're Not Growing — You're Reacting.

You have a help desk. You have someone patching servers. You have a firewall that works most of the time. But nobody is looking two years out. Nobody is telling your board, in English, what the technology risk is. And every renewal, every capital request, every audit — you're improvising.

The gap between a good MSP and a real IT leader is the gap between "the servers are up" and "here's the 12-month plan, tied to your growth targets, with a defensible budget."

A vCIO closes that gap. Not by taking over your operations — by giving your leadership team the same seat at the table a Fortune-500 CIO gives theirs.

IT without strategy

  • Budgets built in a spreadsheet, once a year
  • Renewals negotiated the week they expire
  • Vendors talk to your bookkeeper
  • Board hears "IT is fine" until it isn't

vCIO with 48 Technologies

  • 12-month rolling roadmap tied to growth
  • Renewals & vendors managed proactively
  • Board-ready reporting, in plain English
  • One accountable owner, on your team
What's included

The Four Jobs a Real CIO Does.

A vCIO engagement isn't advice-by-the-hour. It's a defined operating model with four recurring deliverables. Every month, every quarter, every year.

Roadmap

  • Multi-year technology strategy
  • Tied to business goals, not vendor pitches
  • Refreshed quarterly with your team
  • Prioritized by risk and ROI

Budget

  • 12-month rolling IT budget
  • Capital vs. operating forecast
  • Renewal calendar with negotiation dates
  • Board-ready capex justifications

Vendor & risk

  • Vendor selection & RFP support
  • Renewal negotiation on your side
  • Cyber-insurance & compliance oversight
  • Vendor SLAs actually held to

Reporting

  • Monthly executive dashboard
  • Quarterly business review with leadership
  • Board-ready risk & posture summaries
  • Technology KPIs in your language
Your first 90 days

From "Advisor" to "Fully In the Room."

vCIO isn't consulting-by-the-hour. It's an operating relationship. Here's how we get to "trusted" faster than most execs believe is possible.

Days 1–30 — Discover

We learn your business first — the tech second.

Interviews with your leadership team, review of contracts and spend, walkthrough of current operations. Zero prescription until we understand the business we're advising.

  • Executive interviews (CEO, CFO, Ops)
  • Full contract & spend inventory
  • Existing IT posture assessment
  • Growth plan & risk map documented
Days 31–60 — Frame

We deliver a real roadmap and budget.

Not a slide deck of buzzwords. A written 12-month plan, a real budget with named line items, a renewal calendar, and a risk register you can defend to your board.

  • 12-month rolling roadmap delivered
  • IT budget with capex/opex split
  • Renewal & negotiation calendar
  • Risk register scored and prioritized
Days 61–90 — Operate

We become the seat you didn't have.

Monthly leadership sync, quarterly business review, vendor calls on your behalf, and — when the board asks — a technology story you're not scared to tell.

  • First quarterly business review delivered
  • Monthly executive dashboard live
  • Vendor renewals actively managed
  • Board packet reviewed and approved
How we scope

Fractional Pricing. Full CIO Cadence.

A vCIO engagement is a monthly retainer, sized to the cadence and depth your business actually needs. Some clients want a full-time seat at 20 hours a month; others want a lighter touch with quarterly reviews.

A real CIO in DFW runs $200K–$300K fully loaded. A vCIO engagement is typically 10–20% of that — because we serve multiple clients and share the fixed cost of the pedigree.
  • 1. CadenceHow often we meet with leadership: monthly is baseline, weekly for growth or M&A phases, quarterly for steady-state.
  • 2. ScopeRoadmap + budget + reporting is the base. Add vendor negotiation, M&A due diligence, or compliance oversight as needed.
  • 3. StakesA funded growth company facing a Series B has different reporting needs than a stable 40-person firm. We match the depth.
The alternatives

vCIO vs. Full-Time CIO vs. "Ask the MSP"

Three ways to get technology strategy. Only one of them scales to the size of a 25–75 employee DFW business — and only one gives you Fortune-500 pedigree at SMB cost.

Ask Your MSP

"Strategy" from your ops team
  • Ops-focused — not strategic
  • Vendor incentive misalignment
  • No board-level reporting
  • No renewal negotiation muscle
  • Roadmap = next vendor pitch
  • No fiduciary accountability
Free — and worth it

vCIO — 48 Technologies

Fortune-500 pedigree, fractional cost
  • Real 12-month rolling roadmap
  • Board-ready reporting monthly
  • Vendor negotiation on your side
  • Cyber-insurance & compliance oversight
  • Named accountable owner (Tom)
  • Global-bank operating pedigree
Strategic — at 10–20% of full CIO cost

Full-Time CIO Hire

Six-figure salary + equity
  • $200K–$300K + benefits & equity
  • 12–18 months to full productivity
  • One person's pedigree only
  • Hiring risk in a tight DFW market
  • Turnover: ~3 years
  • Great — once you're 200+ people
Right for enterprise — overkill for SMB
Tom Cloud, founder of 48 Technologies
I did the CIO job at scale. Now I do it fractionally — because a 40-person business deserves the same clarity a 40,000-person business gets.
Tom Cloud · Founder, 48 Technologies · More about Tom →
What's next

Get a Real Seat at Your Own Table.

Book a 30-minute call — no pitch, just a conversation about what a vCIO engagement would look like for your business. Bring your CFO if you can.